LORRAINE THOMAS
AFC®, CLU, ChFC
Lorraine Thomas is an Accredited Financial Coach with 37 years of helping clients with their money questions – her clients refer to some of her best advice as the "Lorraine Diet." She is also a Chartered Financial Consultant, a Chartered Life underwriter and a Chartered Fund Specialist.
Lorraine grew up in Seattle, WA and moved to Eugene, OR over 26 years ago.
After working her way through high school and college cleaning houses and working at a local grocery store chain, she decided that she was never going to enjoy being a good employee ever again. She started her own business when she was 24 years old and saved 50% of her pay for the first three years and used the "envelope" method successfully...hence, the Lorraine Diet.
She is an active member of The Fortnightly Club of Eugene, the oldest women's literary club on the West Coast and has served as the club President. She is also a member of the Eugene Estate Planning Council and a Board Member. She tries to do yoga every day and loves to ride her bike or walk.
Her family sponsored and ran "Shana's Jump and Run," a children's track meet in memory of their daughter Shana who died of cancer too early. Proceeds went to eligible high school track athletes.
Lorraine resides in Eugene, Oregon with her husband and partner John Thomas who has 47 years working in the service of financial knowledge. They come to work each day with their dog buddy who reminds them that taking time to play outdoors is really important.
MISSION
Our mission is to help you navigate, one step at a time, a pathway which will lead to a desired financial outcome for savings, debt reduction, and retirement strategies.
Services
ACCREDITED FINANCIAL COACH®
Best if you want to develop better habits around your money.
Helps clients achieve life goals through better money habits
How to manage debt
Teaches clients how to use budgeting tools and spend wisely
Rent vs. buy – questions to ask and how to prepare
How to choose advisors and the right questions to ask
Family money issues and goal setting
How to plan for aging parents and how to coordinate resources
How to establish family spending plans
Real estate strategies, investments & inheritance
DAILY MONEY MINDING
Best for anyone not able to keep up or keep track of their finances.
Offers practical day-to-day money management assistance
Financial monitoring
Bill paying
Short term needs or long term assistance
Often works with senior citizens and the disabled
Often referred by a CPA or Attorney
CHARTERED FINANCIAL CONSULTANT
Best if you are about to retire or make a life change.
Experienced in the business of investing, saving and growing money
Can specialize in retirement or divorce planning
RESOURCE FOR ATTORNEYS & CPAs
Lorraine takes on a collaborative approach to coordinating your financial life with your financial partners including your CPA and attorney.
Estate liquidity and beneficiary planning
Due diligence and review of existing trust and personally held insurance contracts
Review of insurance proposals as submitted by outside brokers
Reports made to advisor only
On the Blog
CHANGE IS AFOOT IN THE FINANCIAL INDUSTRY
You may have heard that change is afoot in the financial industry. As the regulatory environment changes, what needs to remain unchanged is your own commitment to helping you achieve your financial goals and dreams.